A NSW Government website

Motor crash compensation

This section provides information for road users and insurers on their rights and obligations under the Compulsory Third Party (CTP) Scheme. It also provides guidance on the support available to individuals injured in motor crashes and their families, including how to make a CTP insurance claim.

There has been a motor crash

For individuals and their families

Guidance for individuals and their families on lodging a Compulsory Third Party (CTP) insurance claim in NSW.

What you can claim

You may be entitled to treatment and care, income support payments, and a lump sum payment.

Recovery after a crash

Support for people to get back to their normal activities, including work, after a motor crash injury.

For people who have lost a family member

There is support available to assist people when they have lost a family member in a motor vehicle crash on NSW roads.

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Funeral expenses

If a person dies in a motor vehicle crash in NSW, the Compulsory Third Party (CTP) Scheme covers the costs of their funeral, regardless of fault.

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Financial support for families

If you were financially dependent on a family member who died in a motor crash, you may be entitled to compensation.

Claims and expenses

Information about claims, expenses, compensation and taxation.

Compulsory Green Slip insurance

Buy a Green Slip

In NSW, a Compulsory Third Party (CTP) insurance policy or ‘Green Slip’ is required to register a motor vehicle in NSW.

How CTP prices are set

Factors that can affect the price for Compulsory Third Party (CTP) insurance.

Cancelled policy refunds

If your vehicle becomes unregistered, you can apply for a partial Compulsory Third Party (CTP) insurance refund from your CTP insurer.

Failure to take out CTP insurance

If you don’t have CTP insurance you could face substantial fines and other financial recovery actions.

Compare the performance of CTP insurers

SIRA reports on the performance of insurers to help people compare options when purchasing their CTP insurance (Green Slip).

CTP fraud

CTP fraud is punishable with penalties including fines and imprisonment.

Scheme performance and supervision

SIRA sets the standards for insurer performance through licensing and regulatory frameworks.  SIRA monitors insurers to check they are meeting the licence conditions of the NSW Compulsory Third Party (CTP) Scheme.