Approval required
It is important you know whether approval from the insurer is required before providing treatment as insurers may deny liability or decline a treatment request, leaving the patient responsible for treatment costs. After you’ve requested approval to provide treatment, the insurer has 10 days to provide a written response.
Reasonable and necessary treatment
Before providing treatment services, health providers must ensure the treatment meets the ‘reasonable and necessary' criteria:
- directly related to the injuries sustained in the motor vehicle crash
- aimed at helping the person with an injury get back to their usual activities
- appropriate for the type of injury
- provided by an appropriately qualified health professional
- cost effective.
What health providers can charge
Please select the relevant profession below for details on specific fees and payments.
GST information for fees
Health providers should refer to the relevant GST taxation laws to determine whether GST should be applied to the delivery of relevant services in their individual circumstances. Health providers should issue a tax invoice where amounts are subject to GST.
To find out if the services you provide are subject to GST please contact the Australian Taxation Office.
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Allied health providers
This includes:
- chiropractors
- exercise physiologists
- massage therapists
- osteopaths
- physiotherapists
- psychologists, social workers and counsellors
Fees
SIRA does not designate fees for allied health providers working with patients with motor crash claims.
You can engage with the CTP insurer regarding:
- approved treatments
- additional reports or opinions
- completing any necessary requests related to rehabilitation goals, such as for equipment or attendant care.
To ensure prompt payment by a CTP insurer, you should:
- include the appropriate service code, as detailed in the Providing allied health services in the NSW Compulsory Third Party (CTP) Scheme FAQs, with your invoice
- issue the account in the form of a tax invoice and include the person’s name, date of crash, insurer’s reference/claim number and your ABN, address and GST (if applicable)
- send accounts directly to the CTP insurer
- direct all enquiries about payment to the person’s claims officer.
Without prejudice payments
Insurers may offer to pay for treatment on a ‘without prejudice’ basis, which means they cover costs without formally accepting liability. Providers are encouraged to always secure this agreement in writing before providing services.
Declined claims
If the insurer declines liability or a treatment request because it does not meet the 'reasonable and necessary' criteria, your patient is personally responsible for payment of accounts. Ensure your patient has submitted a CTP claim and you have approval from the insurer before providing treatment.
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Doctors and other medical professionals
The insurer will approve one general practitioner consultation and 2 treatment consultations by an allied health provider once they have received notification of the injury.
If your patient then makes a claim and the insurer denies liability or declines a treatment request because it does not meet the 'reasonable and necessary' criteria, they are personally responsible for payment of accounts.
Ensure your patient has submitted a CTP claim and you have approval from the insurer before providing treatment.
Fees
SIRA does not designate fees for doctors working with people with motor crash claims.
The limit on treatment and care expenses is the applicable Australian Medical Association (AMA) rates at the time the treatment/service is provided, as outlined in section 4.100 of the Motor Accident Guidelines.
The insurer must pay your account within 20 calendar days of receiving an invoice or expense.
To ensure prompt payment by a CTP insurer, you should:
- include the appropriate AMA item number/s with your invoice
- issue the account in the form of a tax invoice and include the patient’s name, date of crash, insurer’s reference/claim number and your ABN, address and GST (if applicable)
- send accounts directly to the CTP insurer
- direct all enquiries about payment to the patient’s claims officer
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Health practitioners authorised to give evidence
Fees
The maximum fees for medicolegal services are set out in monetary units in Schedule 2 of the Motor Accidents Injuries Regulation 2017. These fees are adjusted each year in line with inflation, as set out in Schedule 3 of the Motor Accident Injuries Regulation 2017.
Non-medical health practitioners are bound by the maximum witness appearance fees but not by the maximum fees for medical reports.
Appearance as a witness
Fees for 1 October 2021 to 30 September 2022
Fees for 1 October 2022 to 30 September 2023
Fees for 1 October 2023 to 30 September 2024
Fees for 1 October 2024 to 30 September 2025
Health practitioners called to give evidence other than expert evidence, per hour (or proportionately if not for a full hour) to a maximum of $1,012
$481
$506
$540
$560 Health practitioners called to give expert evidence:
(a) for the first 1.5 hours (including time travelling to the court from the medical professional’s home, hospital, place of practice, office or other place and return to that place from the court)
$1,283
$1,350
$1,440
$1,494 (b) for every full hour after the first 1.5 hours (or proportionately if not for a full hour) to a maximum of $3,848.08
$481
$506
$540
$560 Travelling allowance (for travel by private motor vehicle) in connection with appearance as witness—per kilometre
$0.66
$0.66
$0.66
$0.66 Accommodation and meals in connection with appearance as witness
reasonable costs
reasonable costs
reasonable costs
reasonable costs Medical reports
Fees for 1 October 2021 to 30 September 2022
Fees for 1 October 2022 to 30 September 2023
Fees for 1 October 2023 to 30 September 2024
Fees for 1 October 2024 to 30 September 2025 Report made by a treating general practitioner:
(a) if a re-examination of the patient is not required
$401
$422
$450
$467 (b) if a re-examination of the patient is required
$529
$557
$594
$616 Report made by a treating specialist:
(a) if a re-examination of the patient is not required
$1,283
$1,350
$1,440
$1,494 (b) if a re-examination of the patient is required
$1,710
$1,800
$1,919
$1,992 Report made by a specialist who has not previously treated the patient (where both parties have not jointly agreed to the appointment of the specialist):
(a) if an examination of the patient is not required
$1,283
$1,350
$1,440
$1,494 (b) if an examination of the patient is required
$1,710
$1,800
$1,919
$1,992 Report made by a specialist who has not previously treated the patient (where both parties have jointly agreed to the appointment of the specialist):
(a) if an examination of the patient is not required
$1,924
$2,026
$2,159
$2,242 (b) if an examination of the patient is required
$2,352
$2,476
$2,639
$2,740 Charges for copying medical reports—per page
$1
$1
$1
$1
Cancellation
Fee if appearance or medical report is not required
Not more than 50% of the relevant amount specified in this Table
Motor crash claims - issues with payment
If you have an issue about a payment for services provided, there are steps you can take.
Updated 20 May 2025