Regulation and fraud
We regulate motor accidents compulsory third party (CTP), workers compensation and home building compensation insurance. We ensure insurers comply with legislation, and guidelines and monitor their performance by data-gathering and analysis, and complaint and dispute monitoring. We also have a role in identifying and deterring fraud in the insurance schemes we regulate and have powers to prosecute under various legislation.
Click here to see the legislation and other instruments that guide our regulatory activities
- State Insurance and Care Governance Act 2015
- Motor Accident Injuries Act 2017
- Motor Accident Injuries Regulation 2017
- Motor Accidents Compensation Act 1999
- Workers compensation regulation 2016
- Workplace Injury Management and Workers Compensation Act 1998
- Workers Compensation Act 1987
- Home Building Act 1989
- Home Building Amendment (Compensation Reform) Act 2017 No 28.
Read through the pages below on how we enforce this legislation to keep the systems sustainable for everyone.
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Preventing fraud
Explains what we do to prevent fraud in the CTP, workers compensation, and home building compensation schemes. Includes how to report suspected fraud, our investigation process, prosecutions and penalties.
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Failure to take out insurance
Explains what happens if insurance lapses or there’s a failure to obtain compulsory third party insurance (CTP), workers compensation insurance or home building insurance.
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Under-insurance
This page helps motor vehicle owners and employers understand what under-insurance is, what happens if you are under-insured and what you need to do to avoid it.
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Insurer compliance
How we monitor, regulate and manage compliance by the insurers who offer CTP policies, workers compensation policies, and home building compensation policies.
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Insurer performance
Explains how we establish expected performance measures and then monitor insurer performance. Find out about insurer licensing frameworks and how these are applied so insurers meet their legislative requirements and deliver scheme objectives.
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Reforms
As a regulator we recommend and administer reforms when needed to the three insurance schemes we regulate. Here you will find information about the most recent reforms.
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Research
Current SIRA funded projects and research evidence reviews.
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Court decisions
Details of court decisions related to the schemes we regulate.
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Review of the Nominal Insurer
Information about the compliance and performance review of the NSW workers compensation Nominal Insurer.
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Healthcare review
SIRA has undertaken a comprehensive Review of Regulatory Requirements for Healthcare Arrangements in the NSW workers compensation and CTP schemes.
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Workers compensation compliance and enforcement activity
Information about the key compliance and enforcement activity on the NSW workers compensation.