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How long am I covered for?

You may only claim for the cost of medical and related treatment, hospital treatment and rehabilitation services during a specific compensation entitlement period. The compensation period that applies to you depends on whether or not your injury has resulted in an assessed degree of permanent impairment

Workers with no permanent impairment or a permanent impairment assessed as 1 to 10 per cent can claim expenses for treatment or services provided:

  • from the date of claim to two years after weekly payments stop being payable, or
  • for two years from the date of claim if no weekly payments made.

Workers with a degree of permanent impairment assessed as 11 to 20 per cent can claim expenses for treatment or services provided:

  • from the date of claim to five years after weekly payments stop being payable, or
  • for 5 years from the date of claim if no weekly payments made.

Workers with high needs can claim expenses for life. This refers to workers:

  • with a permanent impairment assessed as greater than 20 per cent or
  • where an approved medical specialist  has declined to make an assessment  the worker has not reached maximum medical improvement or
  • for whom the insurer is satisfied that the degree of permanent impairment is likely to be more  than 20 per cent.