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Workers compensation explanatory note March 2020

About this month's system performance results

Effectiveness

Return to work (RTW Work status code) rates

RTW is a key indicator of the Workers Compensation system performance and health. Research has indicated that returning to work to recover at work makes an important contribution to a worker’s recovery.

Across the system the RTW rate is measured using work status codes at time intervals of 4, 13 and 26 weeks.  As shown in the following table the RTW rate at 4 weeks has increased by 3.5 percentage points since March 2019, at the 13 week time interval for the same period this increased by 0.6 percentage points while at the 26 week time interval the rate decreased by 3.3 percentage points.  Whilst the RTW rates are beginning to rise they are still significantly below the performance of previous years.

Table 1 - RTW performance – timeseries

RTW rates

March 2020

March 2019

Percentage points change between March 2019 and March 2020

4 weeks

64.5%

61.0%

+ 3.5

13 weeks

76.9%

76.3%

+ 0.6

26 weeks

81.4%

84.7%

- 3.3

The following table shows the significant differences across the insurer types for RTW performance.  At 4, 13 and 26 weeks the performance in delivering RTW effectiveness by the NI was lower than the other insurer types and lower than the overall scheme performance.   All other insurer types had results higher than the scheme rate and higher than the NI.

Table 2 RTW performance – by insurer type

RTW rate​
4 weeks​

RTW rate​
13 weeks​

RTW rate​
26 weeks​

Scheme

64%

77%

81%

Nominal insurer​

63%​

75%​

80%​

Government self-insurer (TMF)​

70%​

80%​

84%​

Specialised Insurers​

74%​

83%​

85%​

Self-insurers​

69%​

82%​

86%​

Efficiency

Weekly benefits are continuing to increase

In addition to the RTW rates being calculated using work status code data, SIRA has analysed the system’s effectiveness at returning workers to work based on the payment of weekly benefits and the number of workers who were off work and receiving weekly benefits in the month   The rationale for this is that if the worker is off work, they should be receiving weekly benefits. Using this methodology, in March 2020, there were 34,647 workers off work receiving $128M in weekly benefit payments.  Compared to the same time last year this is an increase of 26% (7,157). Compared with March 2018 this is an increase of 44% (10,658)

In March 2020 the weekly payments represented 44.3% of the total payments made during the month.  In comparison in March 2019 this was significantly lower at 39%

The average duration a worker was receiving weekly benefits in the first 6 months of their claim in 2013/14 was 23.3 days.  This has steadily increased to 27.9 days in September 2019 confirming a significant decline in performance across the scheme in returning workers to their employment.  The Government self-insurers (TMF) have an average duration of 31 days of paid weekly benefits in the first 6 months which is higher than the NI performance of 28.5 days,  however the performance of both insurers represents a significant risk to the scheme and its financial viability as they hold 87% of the market share.  As well as the recovery and outcome of wellbeing of the customers of the scheme may be adversely impacted

March 2020 had an increase of 3.9% in the number of reportable claims compared with February 2020 however, the number of active claims increased at a higher rate with increases of 13%.  This suggests that whilst there are modest increases in the number of new claims being reported month on month, the number of claims receiving weekly payments is increasing as is the duration over which payments are made for claims.

The impacts of the COVID-19 pandemic on the NSW Workers Compensation scheme are not yet clear.  SIRA is monitoring the scheme and is focused on responding to the impacts and potential impacts on its schemes and customers.  There have been some regulatory changes in the last few weeks. Information about these changes can be found on the SIRA website. For more information on COVID-19 claims advised to SIRA by the insurers, please use this link.

Viability

Scheme costs are increasing

Like the number of claims, the payments data is showing an increasing upward trend for a considerable period.   month to month basis. Whilst SIRA values transparency and timeliness of reporting, there may be claims volumes and payments reported which are understated. SIRA retrospectively adjusts the data based on insurer submissions and/or corrections in insurers subsequent month’s reporting.

Overall claim payments have continued to increase this month with total medical payments increased by $95m (11% increase) Surgery expenses increased to $115m ($8m increase).  Increases in allied health related to services from Physiotherapy ($11m increase), psychological services ($8m increase) and Exercise physiologists ($6m increase)

Payment decreases were observed in the payment categories of Common Law ($16m), and Rehabilitation services ($13m).

Government self-insurers (TMF) reported a higher overall rate of increase compared to the Nominal insurer of 19% and 14% respectively.

Active claims

Active claim numbers are 11% higher than in the same reporting period last year  

The volume of active claims is an indicator of effectiveness and if the scheme is performing effectively in getting people back to work and off weekly benefits.  An increase in active claims where there are weekly benefits indicates that the scheme is not performing effectively and is not a financially sustainable trend for the scheme

The stability of claim numbers and claim costs is an important measure of the Workers Compensation system stability and viability.  An indicator of this stability is the number of active claims in the system (where a claim has had a payment within the last 3 months).

In March 2020 there were 97,052 active claims reported which is 11% (9,634) more than in March 2019.

The NI has the largest market share of the Workers Compensation insurance scheme in NSW (74%) and their active claims rate continues to increase which is of concern to the regulator.

The continued increase in the number of active claims across the scheme combined with other performance results e.g. the increased duration and numbers of workers on weekly benefits, the increased costs of weekly benefits and medical costs and the additional potential impact of the current COVID-19 pandemic and the associated economic downturn represents a significant risk to the scheme viability.

Customer experience

Enquiries, complaints and disputes decreased in March 2020

SIRA and WIRO received 3,317 complaints and enquiries in March 2020 which is a decrease from the previous month where 3,407 enquiries and complaints were received

From January 2019, all complaints and enquiries from workers about their insurers were serviced by WIRO. Following this change the number of complaints serviced by WIRO has increased significantly with enquiries rising from 217 in December 2017 to 927 in March 2020.  Similarly, the number of complaints serviced by Workers Compensation Independent Review Office (WIRO) rose from 247 in the same period to 635.

There were more disputes this month with 697 disputes being received by insurer and the Workers Compensation Commission, compared with 649 received in February 2020. The dispute rate for March 2020 is 0.7% based on the 97,052 active claims in the system.

Additional Dashboard inclusions - analysis of medical and weekly payments

This month a more detailed analysis by accident year has been included in the Monthly Dashboard Report.

Nominal Insurer

Weekly payments (total payments as percentage of wages) are increasing

After an initial reduction due to the 2012 reforms, weekly payments as a percentage of wages have been increasing significantly for each successive accident year since 2015. Further, since 2017, payments as a percentage of wages have exceeded 2012 levels, and the 2020 accident year is currently developing at an even higher level compared to 2019.

Medical payments (total payments as a percentage of wages)

After an initial reduction due to the 2012 reforms, total payments adjusted for wages exposure have been increasing for each successive accident year from 2014 to 2018.

Payments from 2018 have emerged higher than 2012 levels, and the 2019 and 2020 accident years are following a similar pattern to pre-amendment levels of 2012.

Primary psychological claims numbers as a proportion of total claim numbers

There has been an increase in the number of psychological claims as a proportion of total claims reported, which has accelerated since 2018.

Primary psychological claims payments as a proportion of total claim payments

There has also been an increase in the proportion of total claim payments that are related to psychological claims.  Further, psychological claim payments represent a higher proportion of total payments compared to the equivalent for claim numbers i.e. psychological claims cost relatively more than other claims

Self-Insurers

Weekly (total payments as percentage of wages)

After an initial reduction due to the 2012 reforms, weekly payments as a percentage of wages has been increasing for each successive accident year since 2015.  The 2020 accident year is developing to be just under 2012 levels.

Medical (total payments as percentage of wages)

After an initial reduction due to the 2012 reforms, medical payments adjusted for wages exposure has been relatively stable since 2016.  2020 to date is developing at a much lower level than previous accident years, but it may be under-developed due to potential medical payment delays.

Primary psychological claims numbers as a proportion of total claim numbers and payments

There has been an increase in the number of psychological claims as a proportion of total claims reported.  There has also been an increase in psychological claim payments as a proportion of total claim payments, which has accelerated from 2017.

Similar to other insurer segments, psychological claim payments represent a higher proportion of total payments compared to the equivalent for claim numbers i.e. psychological claims cost relatively more than other claims.

Incidents by accident year and development quarter

The total number of incidents has decreased between 2015 and 2017 accident years but has increased slightly since.

The number of reportable claims has also decreased from 2015 to 2017 and further, continued to decrease for accident years to 2020. The decrease is primarily due to reductions in the number of liability accepted claims, noting that the number of provisionally accepted claims has remained stable.

Specialised Insurers

Weekly (total payments as a percentage of wages)

After reductions due to the 2012 reforms, weekly payments as a % of wages have increased significantly for 2018 and 2019 and the 2020 accident year has now reached 2012 levels of development.

Medical (total payments as % of wages)

After reductions due to the 2012 reforms, medical payments adjusted for wages exposure have increased for 2018 and 2019

Both the 2019 and 2020 accident years have reached similar levels to the 2012 experience.

Primary psychological claims numbers as a proportion of total claim numbers

There have been significant increases in the number of psychological claims as a proportion of total claims reported.

Primary psychological claims payments as a proportion of total claim payments

There has also been an increase in psychological claims payments as a proportion of total claim payments.

Similar to other insurer segments, psychological claim payments represent a much higher proportion of total payments than the equivalent for claim numbers i.e. psychological claims cost relatively more than other claims.

Psychological claims numbers and payments as a proportion of total claim numbers and payments

Please see above

Incidents by accident year and development quarter

The total number of reported claims was stable before increasing from 2017 to 2019.

Nonetheless, the proportion of reported claims being accepted provisionally has remained stable across all accident years.

TMF (Emergency)

Weekly (total payments as a percentage of wages)

Weekly payments as a % of wages have been increasing significantly for every successive accident year since 2014.  The 2020 accident year appears to be following a similar pattern to 2019.

Medical (total payments as percentage of wages)

Medical payments as a % of wages have been increasing significantly for every successive accident year since 2016, The 2020 accident year appears to be following a similar pattern to 2019.

Primary psychological claims numbers as a proportion of total claim numbers

There have been significant increases in the number of psychological claims as a proportion of total claims reported.

Primary psychological claims payments as a proportion of total claim payments

Psychological claims payments as a proportion of total claim payments have showed a slightly decreasing trend.

Nonetheless, psychological claim payments represent a much higher proportion of total payments than the equivalent for claim numbers i.e. psychological claims cost much more than other claims.

Incidents by accident year and development quarter

The total number of reported claims has been stable except for the increase from 2017 to 2019 in development quarter 2 onwards.

The proportion of TMF's reported claims being accepted provisionally over accident years has significantly reduced. Conversely, the proportion of liability accepted has increased significantly.

TMF (Non-Emergency)

Weekly (total payments as a percentage of wages)

After an initial reduction due to the 2012 reforms, weekly payments as a % of wages has increased for every successive year since 2014 and 2020 is following a similar pattern to 2012 levels.

Medical (total payments as a percentage of wages)

After an initial reduction due to the 2012 reforms, medical payments adjusted for wages exposure has increased for every successive accident year since 2014.

2020 is following a similar pattern to 2019, which is at its highest level since 2012.

Primary psychological claims numbers as a proportion of total claim numbers

There have been significant increases in the number of psychological claims as a proportion of total claims reported, which has accelerated from 2018.

Primary psychological claims payments as a proportion of total claim payments

There have also been significant increases in psychological claims payments as a proportion of total claim payments.  Similar to other insurer segments, psychological claim payments represent a much higher proportion of total payments than the equivalent for claim numbers i.e. psychological claims cost much more than other claims.

Feedback on these reports

This monthly dashboard includes several enhancements, feedback and comments on the dashboard reports are welcome.  Please email us at: WCRSystemperformance@sira.nsw.gov.au

About the data in this report

The dashboard reports data from multiple sources to provide insights into the system performance of the NSW Workers Compensation system. The report is structured on SIRA’s performance framework, reporting on performance measures of effectiveness, efficiency, viability, affordability, customer experience, and equity.

SIRA as the regulator of the NSW Workers Compensation system monitors the system regularly.  From time to time there are discussions and presentations from providers within the Workers Compensation ecosystem including insurers, medical and therapeutic providers etc about these metrics.

Methodology, data notes and data sources

The data presented in this report are derived from monthly claims submission data, annual declarations provided to SIRA from NSW workers compensation insurers, the Workers Compensation Commission and the Workers Compensation Independent Review Office and SIRAs complaints and enquiries services.

The financial and cost information in this report is presented in original dollar values with no indexation applied. Costs in the workers compensation scheme are subject to a variety of potential inflationary factors including wage and salary rates, medical fee schedules, statutory benefit indexation and general price inflation. As there is no single index which adjusts for all potential factors, costs have been shown in their original dollar values for simplicity.

The premium value used for the Nominal Insurer in this report is calculated as total premium payable net of GST and levies, such as the dust disease levy and mine safety levy. Premium for self-insurers is deemed premium, calculated as wages covered multiplied by the premium rate applicable for the appropriate industry class. Premium for Government self-insurers (TMF) is the value of the deposit contributions made by each member agency. Premium for specialised insurers is the gross written premium, net of GST and levies, such as the dust disease levy and mine safety levy.

Insurers regularly update claims data based on the progression of a claim.  This may result in changing claim details month to month.

Glossary, business terms and data source information

Standard terms

Definitions

Active claim

An active claim is a claim that has had any payment activity in the three months as at the end of the same reporting month.

Affordability

A reflection of the cost of premiums for workers compensation as a percentage of the reported NSW wages bill.

The premium value used for the Nominal Insurer is calculated as total premium payable net of GST and levies, such as the dust disease levy and mine safety levy. The premium for self-insurers is deemed premium, calculated as wages covered multiplied by the premium rate applicable for the appropriate industry class.

The premium for Government self-insurers (TMF) is the value of the deposit contributions made by each member agency. The premium for specialised insurers is the gross written premium, net of GST and levies, such as the dust disease levy and mine safety levy.

Premium information is updated annually.

Benefits paid directly to workers

Includes weekly payments, common law, s66, death benefits, commutations and miscellaneous payments.

Benefits paid for services for workers recovery and return to work

Includes medical costs, allied health services e.g. rehabilitation payments to support claimants.

Bodily location of injury / disease

The bodily location of injury/disease classification is intended to identify the part of the body affected by the most serious injury or disease. Only 1-digit bodily location of injury is used.

Claim payments types

Claims reported in the reporting month, classified as either 'psychological injuries' for mental disorder claims or 'all non-psychological injuries' for all other claims

Claim payment development

This chart shows claim payments by accident year. That is, comparing payments of accidents occurring in the 2019/20 financial year with the prior accident period at the same stage of development.  This chart allows for like for like comparisons across financial years and is presented in original dollar values with no indexation applied.

The financial and cost information in this report is presented in original dollar values with no indexation applied. Costs in the workers compensation scheme are subject to a variety of potential inflationary factors including wage and salary rates, medical fee schedules, statutory benefit indexation and general price inflation. As there is no single index which adjusts for all potential factors, costs have been shown in their original dollar values for simplicity.

Note the customer impacted by Section 39 of the act that exited the system up to June 2018 are excluded

Common Law (WID) payments

Lump sum payments for damages and common law legal expenses incurred by the worker or agent/insurer, pursuant to Part 5 Common Law remedies, Sections 149 to 151AD, Workers Compensation Act 1987 and Section 318H, Workplace Injury Management and Workers Compensation Act 1998.

WID stands for ‘Work injury damages’ and this term is used interchangeably with ‘common law’

Commutations

The actual gross amount of commutation awarded or agreed upon for the claim. This refers to compensation where a commutation of the claimant's right to compensation has been made by the insurer. The up-front lump sum payment is made to an injured worker in place of continuing weekly compensation award and future medical and hospital expenses, pursuant to Part 3, Division 9 Commutation of compensation, Sections 87D to 87K, Workers Compensation Act 1987.

Complaint data

Is derived verbatim from reports from customers.  Whilst some data cleansing processes are undertaken by SIRA the reporting is verbatim from customers and may from time to time reference an incorrect insurer and/or insurer type.

The number of complaints received in the reporting period.

Complaint types reported to SIRA

Complaints received in the reporting period, split by complaint type.

Cost to the system for weekly benefits paid per month

This graph shows the costs each month for weekly benefits payments

The financial and cost information in this report is presented in original dollar values with no indexation applied.  Costs in the Workers Compensation system are subject to a variety of potential inflationary factors including wage and salary rates, medical fee schedules, statutory benefits indexation and general price inflation.  As there is no single index which adjusts for all potential factors, costs have been shown in the original dollar values for simplicity

Death payments

Funeral expenses, weekly payments for dependent children and lump sum payments paid to the dependants or estate of the deceased worker, pursuant to the Workers Compensation Act 1987 No. 70 and Workers Compensation (Dust Diseases) Act 1942.

Dispute rate

The number of disputes lodged (internal review, merit review, procedural review and workers compensation commission disputes) in the reporting month divided by the number of active claims as at the end of the same reporting month.

Disputes lodged/finalised

Disputes lodged/finalised in the reporting period.

Enquiry

An enquiry is defined as a customer call regarding information or advice that is general in nature.

The number of enquiries received in the reporting period.

Injury Financial year

The financial year in which the injury occurred.  Starts on 1st July and ends on 30th June the following year

Insurer expenses

Includes administration and operating expenses, regulatory costs, investigations, insurer’s legal fees etc.

Internal review

An internal review is a review of the work capacity decision by someone within the insurer other than the person who made the decision. The source of information for the number of internal reviews is the insurers’ submission data to SIRA.

Investigation payments

Payments for insurer and worker investigation expenses, pursuant to Sections 9A, 11A and 44A, Workers Compensation Act 1987 and Sections 45A, 330, 331, 337, 339 and 376, Workplace Injury Management and Workers Compensation Act 1998.

Justice

Customers’ perception of how equitably, fairly and justly they were treated is an important measure of the performance of the system.

The SWA 2018 RTW survey included asking workers about their perceptions of equity. Workers rated their experience across these four broad dimensions of equity and perceived justice:

  • distributive   justice, about the fairness of their compensation
  • informational   justice, in receiving accurate and timely information about the rationale for   decisions
  • interpersonal   justice, on whether they were treated with respect and sensitivity
  • procedural   justice, about the fairness of the procedures used to determine the outcomes.

Survey respondents rated their agreement with a range of specific attributes on a five-point scale. For the SWA 2018 RTW survey, a range of specific attributes were measured within each of these four dimensions, comprising some 15 attributes. A higher mean score denotes a higher level of agreement (or a higher perceived sense of justice/fairness).

Level 1 complaints

A level 1 complaint is defined as a complaint received by frontline staff where an insurer is notified (via email) by the Customer Advisory Service on behalf of the complainant.

Level 2 complaints

A level 2 complaint is an escalation of an unresolved level 1 complaint.

Lost time

Monthly average, over the last 12 months, of workers who had lost time.

Lump sum (S66 and S67)

Section 66 payments are lump sum payments for the permanent loss or impairment of a specified bodily function or limb, or severe facial or bodily disfigurement, including interest, pursuant to Section 66, Workers Compensation Act 1987 and as provided by the Table of Disabilities or whole person impairment (WPI) and Ready-reckoner of Benefits Payable.

Mechanism of incident

Mechanism of incident applies to claims entered into the insurer’s system on or after 1 July 2011 and uses the Type of Occurrence Classification System, 3rd Edition (Revision 1) Australian Safety and Compensation Council, Canberra 2008.

Merit review

A merit review is undertaken by an independent decision maker at SIRA who conducts a merit review of the insurer’s work capacity decision and outlines findings and recommendations. These reviews are binding on the insurers.

Nature of injury /disease

The nature of injury/disease classification is intended to identify the type of hurt or harm that occurred to the worker. The hurt or harm could be physical or psychological.

Number of workers receiving weekly benefits per month

Number of injured workers receiving weekly benefit payments excluding Section 39 claimants that exited the system until June 2018.

Other payments

Payments for repair to or replacement of artificial limbs and clothing because of the workplace injury, amounts paid to any approved interpreter service for English language assistance to the claimant, transport and maintenance expenses related to travel costs incurred by the worker and shared claim payments.

Payment data

Payments made are based on the transaction date.  Payments with payment date within the reporting period.

Procedural review

A review by the Workers Compensation Independent Review Office (WIRO) can follow a merit review by SIRA and is a procedural review of the insurer’s work capacity decision.

Psychological Injury (ies)

The range of psychological conditions for which workers compensation may be paid, including post-traumatic stress disorder, anxiety/stress disorder, clinical depression and short-term shock from exposure to disturbing circumstances.

Records submitted

All records received from insurers across NSW.  This data excludes administration errors.

Rehabilitation payments

Payments for a single workplace rehabilitation service, a suite of services provided to assist a worker to RTW with the same employer, a suite of services provided to assist a worker to RTW with a different employer or travel costs of the workplace rehabilitation provider in the delivery of rehabilitation services, pursuant to Sections 59, 60 and 63A, Workers Compensation Act 1987.

Rehabilitation treatment includes the initial rehabilitation assessment, workplace assessment, advice concerning job modification, and rehabilitation counselling. Rehabilitation treatment does not include medical, hospital, physiotherapy or chiropractic treatment.

Reportable claims

A reportable claim for workers compensation or work injury damages is a claim that a person has made or is entitled to make under the Workplace Injury Management and Workers Compensation Act 1998. Claims become reportable once they meet certain liability conditions and/or have received payments. For example, the injury or illness may be physical or psychological and employment must be a substantial contributing factor to injury, except for those claims made by police officers, paramedics, fire fighters, volunteer bush fire fighters and emergency and rescue services volunteers for injuries suffered during journeys to and from work or place of volunteering.

Reportable claims include claims from workers whose employer is uninsured. Where a split by insurer segment is shown, claims of uninsured employers are included with the Nominal Insurer segment.

Exclusions

Reportable claims exclude administration error claims, claims closed with zero gross incurred cost, claims shared between two or more workers compensation agents/insurers and the agent/insurer is not responsible for the management of the claims, and claims with payments only for recoveries, vocational programs or invalid payment classification numbers.

Reportable claims also exclude claims for:

  • dust diseases (administered by the Dust   Diseases Authority)
  • workers who are self-employed
  • employees of the Australian Government
  • a member of the NSW Police Force who is a   contributor to the Police Superannuation Fund under the Police Regulation (Superannuation)   Act 1906.

Reportable claims / payments development

The reportable claims development chart shows the development of reportable claims by injury/accident financial year.

Return to work rate

The Return to work (RTW) rate is the percentage of workers who have been off work as a result of their employment-related injury/disease and have returned to work at different points in time from the date the claim was reported (i.e. 4, 13 and 26 weeks for the SIRA Stats report).

RTW rates are calculated monthly for the last 13 months up to the date of data. The cohort for each RTW measure is based on claims reported in a 12-month period, with a lag to allow for claim development (i.e., the lag for the 4-week measure is 28 days; the lag for the 13-week measure is 91 days; and the lag for the 26-week measure is 182 days).

Calculation method for 4-week measure for November 2018 is given below as an example:

  1. Total number of time lost claimants = Claims   reported from November 2017 to October 2018
  2. Total number of claimants back at work in 28   days (based on work status codes 1, 2, 3 & 4) with any capacity

RTW Rate=b/a multiplied by 100

SIRA identified data quality issues with the accuracy and completeness of data submitted by the Nominal Insurer (NI). The data revealed a significant deterioration in the NI’s RTW performance. To address the data quality and potential performance concerns with the NI, SIRA carried out a Data Quality audit in December 2018 and commenced a Compliance and Performance Review in February 2019

RTW including medical only claimants

The percentage of workers at work at 4, 13 and 26 weeks includes medical only claims where the worker did not leave work.  The methodology allows a  comparison across insurer types of the percentage of workers who were at work at 4, 13 and 26 weeks intervals from the date the claim was entered into the system

The average number of days weekly benefits are paid to workers for the first six months post injury

Compares the quarters benchmarked across the previous quarters.  The chart shows the average number of days of weekly benefits paid to workers in the first 6 months of their claims.  This measure uses work hours lost and injury quarter to calculate the average days

Note: the data for these measures requires six months to development.

Weekly benefits paid per month

Weekly benefit payments paid to injured workers for incapacity excluding Section 39 claimants that exited the system until June 2018.

Weekly payments

Weekly payments paid to an injured worker for incapacity.

Workers compensation commission

The WCC is an independent statutory tribunal that has jurisdiction to deal with a broad range of disputes. Most of the compensation dispute applications are Applications to Resolve a Dispute (Form 2) and may involve claims for more than one type of compensation benefit, including weekly payments, medical and related treatment, and permanent impairment.

Data disclaimer

The NSW Government is committed to producing data that is accurate, complete and useful. Notwithstanding its commitment to data quality, the NSW Government gives no warranty as to the fitness of this data for a particular purpose. While every effort is made to ensure data quality, the data is provided “as is”. The burden for fitness of the data rests completely with the user.

The NSW Government shall not be held liable for improper or incorrect use of the data.

Please note, this data is an accurate reflection of the information provided by each insurer, to SIRA, however this data may change due to the progression of data and the application of regular data quality reviews. There are several areas where SIRA is actively working on the methodologies and data sets with the view to improving the measures and the capability to monitor the system.

Would you like additional data?

For more information about this dataset or data source:

There is additional data from the NSW Government on the following sites -

If you need further information please use this link or phone 13 10 50.