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CTP Insurer Claims Experience and Customer Feedback Comparison - September 2025

SIRA provides information on how insurers perform to help people make meaningful comparisons between insurers when purchasing their Green Slip.

If you are injured on the road, this information can help you know what to expect from the insurer managing your claim.

The data shown reflects the period of 1 October 2024 - 30 September 2025.

Insurer comparison overview

Income Support

Percentage of claims accepted for statutory benefits.

AAMI

Allianz

GIO

NRMA

QBE

Youi

98.3%

93.9%

97.9%

97.3%

97.8%

98.4%

Average time for people with an injury to receive their first income support payments from date of claim lodgement in weeks.

AAMI

Allianz

GIO

NRMA

QBE

Youi

5.0

3.8

4.9

4.1

5.8

4.5

Treatment and care

Percentage of people with an injury receiving treatment and care within four weeks of claim.

AAMI

Allianz

GIO

NRMA

QBE

Youi

94.2%

97.6%

94.8%

95.0%

95.3%

97.2%

Includes % of people with an injury receiving treatment and care prior to lodgement.

Work participation

Percentage of people with an injury who are working at 26 weeks after the date of crash.

(People who are entitled to weekly benefits).

AAMI

Allianz

GIO

NRMA

QBE

Youi

74.7%

73.0%

72.6%

74.3%

67.4%

68.5%

Scheme working rate at 26 weeks after the date of crash

Customer experience

Complaints received from people with an injury.

Insurers

Number of Complaints

% Market share of Complaints

% Market share of Active Claims

AAMI

36

8.7%

10.1%

Allianz

43

10.4%

20.1%

GIO

37

8.9%

13.5%

NRMA

142

34.2%

27.4%

QBE

148

35.7%

25.6%

Youi

9

2.2%

3.3%

Total

415

100%

100%

Note: Internal review performance data has not been included as the metric is under review.

Updated 6 November 2025

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