Home building compensation cover

Home building compensation cover protects homeowners as a last resort if their builder cannot complete building work or fix defects because they have become insolvent, died, disappeared or had their licence suspended for failing to comply with a court or tribunal order to compensate a homeowner. Cover is only available from icare HBCF.

• What is home building compensation?

  This page explains what home building compensation cover is.

• For builders and tradies

  Information for builders and tradies about home building compensation requirements.

• For homeowners

  Information for homeowners about home building compensation (HBC) cover for new homes and renovation works.

• For developers

  This page explains the obligations that developers have under the home building compensation scheme

• HBC Assist

  This tool will help you find out whether you need home building compensation for your building project.

• HBC Check

  Welcome to the Home Building Compensation Check.  This register allows you to check if there is valid home building compensation insurance for residential building work carried out in NSW since 1 July 2010. It is open to the public, and free to use.

• HBC for insurers and providers

  Information for insurers and providers about the home building compensation market in NSW.

• List of licensed insurers or providers

  A list of licensed insurers or providers under the Home Building Compensation Scheme.

• Insurance obligations for residential building works

  This page contains information on insurance obligations for residential building work over $20,000 and outlines example scenarios

• HBC Insurance Exemption Register  

  An online register to check if work done at a property is exempted from insurance.