Medical disputes

The Medical Assessment Service (MAS) can help if there’s been a claim for compensation following a motor vehicle accident but the injured person and the insurer can’t agree on something to do with permanent impairment or medical treatment.

MAS delivers independent dispute resolution services for accidents before 1 December 2017.

Either the injured person or the insurer can make an application to the MAS for resolution of a medical dispute. Then the other party will have a chance to reply to that application.

This is general information only; we know everyone’s situation is different and can be complex. That’s why we encourage you to call us on 1800 34 77 88 and we can talk you through which form best suits your needs.

Making an application to MAS

There is no fee for lodging an application with MAS.

You will need to fill out one of these application forms:

Replying to an application to MAS

Once an application is made, the other party will have the chance to respond to the application and provide any additional information.

The other party should fill out one of these forms as appropriate:

Send in your application or reply

You must send a copy of your completed application or reply form and all supporting information to us as well as the other party.

To send to us:
Medical Assessment Service (MAS)
State Insurance Regulatory Authority
Level 19, 1 Oxford St
Darlinghurst NSW 2010
Or DX 10 Sydney

What happens next?

The medical assessment process

After we receive your application or reply form we will review it and in most cases allocate it to a MAS medical assessor so they can carry out a medical assessment and possibly an examination.

A medical assessor is an independent health practitioner with expertise in conducting medical assessments and determining medical disputes relating to motor accident claims.

Depending on your injuries, you may need to attend more than one medical examination.

We will send you a letter with all the medical assessment details (eg medical assessor’s name, location of any examination, date and time).

If you can’t attend, contact us immediately (if you don’t turn up, or make a late cancellation, you might be charged a fee).

After the examination is finished, the medical assessor will consider all the available documentation and make a determination.

They will provide a certificate setting out their decision and the supporting reasons.  In most cases the certificate and reasons will be sent within three weeks after the appointment.

Everyone’s situation is different.  We encourage you to contact us and we can talk you through any questions you might have. You can also read these fact sheets:


You are not charged for attending a medical assessment examination appointments.

The insurer must pay a claimant's reasonable expenses (including travel expenses) to attend a medical assessment examination.

If you fail to attend or make a cancellation with less than 72 hours' notice, you may be required to pay a cancellation fee. So please contact us as soon as possible if you need to cancel.

Administrative law challenges to medical assessments

Decisions made by the medical assessor are potentially subject to administrative law judicial review in the NSW Supreme Court. See administrative law challenges for more information.

Further information

Medical assessors and assessment venues

Medical assessors are independent expert decision makers, appointed to make impartial determinations of medical disputes.

Assessments are held at a number of locations in the Sydney metropolitan area, rural or regional NSW, and outside NSW.

There are more than 150 medical assessors with their own rooms and specialties. You can also read our venue policy for more detail about the location of medical examinations.

Details of our appointed medical assessors can be found here: