Claims with uninsured employers

If you (the worker) have a work-related injury and your employer does not have a workers compensation insurance policy and is not a self-insurer, you can still make a claim for workers compensation benefits.

You should in the first instance contact EML, icare's appointed claims partner, on 13 77 22. EML will be able to assist in making a claim.

EML may conduct investigations to help determine liability and/or seek further information.

These investigations are to determine:

  • the actual employer who employed you
  • whether the employer who employed you was actually uninsured
  • whether you are a worker as defined by the Workplace Injury Management and Workers Compensation Act 1998
  • whether the injury for which you are claiming compensation occurred while you were working for the nominated employer, and the employment was a substantial contributing factor to the injury.

Workers who require further assistance may also contact the Workers Compensation Independent Review Office on 13 94 76 or email

More information on uninsured employers.