If you (the worker) have a work-related injury and your employer does not have a workers compensation insurance policy and is not a self-insurer, you can still make a claim for workers compensation benefits.
EML may conduct investigations to help determine liability and/or seek further information.
These investigations are to determine:
- the actual employer who employed you
- whether the employer who employed you was actually uninsured
- whether you are a worker as defined by the Workplace Injury Management and Workers Compensation Act 1998
- whether the injury for which you are claiming compensation occurred while you were working for the nominated employer, and the employment was a substantial contributing factor to the injury.
More information on uninsured employers.