15. Can I have the amount credited to my policy?

We considered this method and decided to provide refunds directly to people instead of reducing policies. This is because people do not automatically renew their policy with the same insurer. Many people use SIRA's Green Slip Check to shop around for the best price. The Government does not want to encourage people to stay with their current insurer as the only means by which they receive the refund, particularly in instances where a better price can be obtained from another insurer.